BOG Installment BOG განვადება · WooCommerce

Offer Bank of Georgia installments in your WooCommerce store

Let customers split a purchase into monthly payments through Bank of Georgia — while the bank pays you the full amount up front. Quickpay's free WooCommerce plugin adds განვადება as a checkout option in minutes.

Version 2.9.36 Free plugin 45–15,000 ₾ per order
qpy.ge
Payment Method
Cash price 1,200.00 ₾
Choose your plan

Example plans. Real terms come live from Bank of Georgia's calculator and depend on the amount and your agreement with the bank.

Paid in full

BOG settles the whole amount — the customer repays the bank

5-minute setup

Paste your BOG credentials — done

0% platform fee

We never touch your sales

Free on WordPress.org

One-click install and updates

About BOG განვადება

What is BOG installment (განვადება)?

BOG installment, or განვადება, is a consumer loan from Bank of Georgia that lets a shopper pay for a purchase in monthly instalments instead of all at once. The bank pays you the full purchase price immediately and then collects the monthly repayments from the customer — so the credit risk sits with BOG, not with your store.

At checkout the customer picks the number of months from a plan list, and Quickpay fetches those plans live from Bank of Georgia's calculator rather than guessing at rates. The customer then completes the loan application on BOG's own page; if the bank approves it, your WooCommerce order is marked paid automatically through a signed webhook. Installments are typically the single biggest lever on average order value for higher-ticket Georgian stores — electronics, furniture, appliances — because they turn a large one-off number into a manageable monthly one.

Why offer installments

The bank carries the risk, you keep the sale

Installments are the standard way Georgians buy anything expensive online. Not offering them costs you those orders outright.

Zero credit risk for you

Bank of Georgia settles the full purchase price into your account and takes on the customer repayments itself. If the customer stops paying, that is between them and the bank.

Higher average order value

A 1,200 ₾ product reads very differently as roughly 111 ₾ a month. Shoppers routinely trade up to a better model when the monthly figure stays in their comfort zone.

Reach buyers who cannot pay in full

A shopper who does not have the whole amount today is not a lost sale — with განვადება they can still complete the order rather than abandoning the cart.

How it works

Application, approval, order marked paid

Quickpay connects WooCommerce and Bank of Georgia's installment API with a ready-made module — no complex code to write or maintain.

1

Customer picks a plan

They choose BOG განვადება at checkout and pick a term from the plan list Quickpay fetched live from BOG's calculator.

2

The bank reviews it

The customer completes the loan application on Bank of Georgia's own page. BOG approves or declines — you are not involved in the decision.

3

You get paid in full

On approval BOG settles the whole purchase price to you, a signed webhook fires, and WooCommerce marks the order paid.

Features

Built around how installments actually work

Not a card gateway with a different label — the plan calculator, the amount limits and the product-page pricing are all handled.

Live plan calculator

Plans come from Bank of Georgia's own calculator API and are cached briefly, so the monthly amounts shown are the real ones, not estimates.

Monthly price labels

Show “from X ₾/month” on product and category pages so shoppers see the installment option before they reach checkout.

Native WC payment method

BOG განვადება shows up as a real gateway option in classic and Blocks checkout, with full HPOS support.

Express Buy Now

Add an installment button directly on product pages, so a shopper can start the application without going through the cart.

Reliable order sync

Loan approval can take longer than a card payment, so signed webhooks and a cron fallback keep the order status correct however long it takes.

Amount limits handled

The method hides itself automatically on carts outside Bank of Georgia's eligible range, instead of failing at the last step.

Full styling control

Button colors, radius, labels and custom CSS, all from the settings page.

Georgian & English

Checkout and admin strings ship in both languages out of the box.

Test mode

Try the full application flow with test credentials before switching your store to live.

Setup

Start offering განვადება in 5 minutes

Activate the BOG Installment module in one click — no developer involvement or complex configuration.

1

Arrange installments with BOG

Ask Bank of Georgia to enable online installments on your e-commerce account.

2

Add the BOG Installment module

Activate the module in your Quickpay dashboard and paste in your BOG client ID and secret.

3

Install the plugin

Install the Quickpay plugin from WordPress.org and connect it to your Quickpay account with an API key.

4

Turn on monthly labels

Enable installment labels so product pages show the monthly price, then start taking applications.

Get the plugin
Requirements

What you need

Installments have a couple of constraints that plain card payments do not — all of them enforced for you.

PHP 7.4 or newer
WordPress 6.3 or newer
WooCommerce 8.0 or newer
Tested up to WordPress 7.0 and WooCommerce 9.9
Online installments enabled on your BOG account
Store currency set to GEL
Order total between 45 ₾ and 15,000 ₾
A free Quickpay account
Other BOG methods

Installments are one of three BOG products

Part-by-part and standard card payments are separate modules — and they use the same BOG credentials you already have.

Pricing

BOG Installment module pricing

One license per domain, with a free tier for low volume and discounted longer billing periods.

BOG Installment module
FAQ

Questions, answered

When do I get my money with BOG installments?

Up front, in full. Once Bank of Georgia approves the customer's application, the bank settles the whole purchase price to you and collects the monthly repayments from the customer itself. You are not waiting on instalments to arrive.

Who decides whether the customer is approved?

Bank of Georgia does. The customer completes the loan application on BOG's own page and the bank runs its own assessment. Your store is never involved in the credit decision, and the order simply stays unpaid if the application is declined.

What order amounts qualify for BOG installments?

Bank of Georgia's online installments apply between 45 ₾ and 15,000 ₾. Quickpay hides the method automatically on carts outside that range, so a customer never picks it only to be rejected at the last step.

Can I sell in installments if my store prices in dollars or euros?

No — Georgian installment plans are quoted in lari, so the method is only offered when your store currency is GEL. Your BOG Card module still accepts USD, EUR and GBP for ordinary card payments.

Can I refund a BOG installment payment from WooCommerce?

Not from the order screen. Bank of Georgia does not expose a programmatic refund endpoint for installment loans, so an installment refund has to be arranged in BOG's own business portal at bonline.bog.ge. Card payments through the BOG Card module do support one-click refunds from WooCommerce.

What is the difference between განვადება and part-by-part?

Standard განვადება is an interest-bearing consumer loan over a longer term, so the customer repays somewhat more than the cash price. Part by Part (BNPL) is zero-interest over a shorter term — the customer pays exactly the cash price. They are separate Quickpay modules and you can offer either, or both.

Get started free

Start offering BOG installments in WooCommerce

Create a free Quickpay account, activate the BOG Installment module, and install the plugin — most stores are live within minutes.