Credo Installment Credo განვადება · WooCommerce

Offer Credo Bank installments in your WooCommerce store

Let customers split a purchase into monthly instalments through Credo Bank — while Credo pays you the full amount once the loan is approved. Quickpay's free WooCommerce plugin adds Credo Installment as a checkout option in minutes.

Version 2.9.36 Free plugin Paid in full once approved
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Payment Method
Order total 149.00 ₾

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Paid in full

Credo settles the whole order amount once the loan is signed — the customer repays Credo over time

5-minute setup

Paste your Credo credentials — done

0% platform fee

We never touch your sales

Free on WordPress.org

One-click install and updates

About Credo Installment

What is Credo Installment (განვადება)?

Credo Installment is a consumer loan from Credo Bank that lets a shopper pay for a purchase in monthly instalments instead of all at once. Once Credo approves and signs the loan, it pays you the full purchase price and collects the monthly repayments from the customer itself — so the credit risk sits with Credo, not your store.

At checkout the customer picks Credo Installment and is redirected to Credo's own hosted widget, where they complete the application and see the real instalment terms calculated by Credo directly — Quickpay doesn't try to guess or precompute those figures. Processing is asynchronous: Credo doesn't send an instant response, so Quickpay checks the loan status automatically (waiting at least 30 minutes between checks, per Credo's own requirement) and marks your WooCommerce order paid the moment a decision comes back.

Why offer Credo Installment

Credo carries the risk, you keep the sale

Instalments are how many Georgian shoppers buy anything beyond a small everyday purchase. Not offering them costs you those orders outright.

Zero credit risk for you

Credo Bank settles the full purchase price into your account once it signs the loan and takes on the customer's repayments itself. If the customer stops paying, that's between them and Credo.

Higher average order value

A large purchase reads very differently once it becomes a manageable monthly figure. Shoppers routinely commit to a better option when the required amount stays comfortable.

Reach buyers who cannot pay in full

A shopper without the full amount today isn't a lost sale — with Credo Installment they can still complete the order instead of abandoning the cart.

How it works

Application on Credo, order marked paid automatically

Quickpay connects WooCommerce and Credo Bank's installment widget with a ready-made module — no complex code to write or maintain.

1

Customer applies with Credo

They choose Credo Installment at checkout and are redirected to Credo's own hosted widget to complete the loan application.

2

Credo reviews it

Credo Bank assesses the application on its own — you are not involved in the credit decision, and there is no instant response to wait for on your side.

3

You get paid, the order updates itself

Quickpay checks the loan status automatically until Credo returns a decision, then marks the WooCommerce order paid the moment it is approved and signed.

Features

Built around how Credo Installment actually works

Not a card gateway with a different label — the asynchronous application flow, the status sync and the product-page badge are all handled.

Credo's own installment widget

The customer completes the application on Credo's hosted page, where Credo calculates and shows the real instalment terms — nothing guessed or precomputed on your site.

Installment option on product pages

Let shoppers know Credo Installment is available before they reach checkout, without needing a live monthly-payment calculation.

Native WC payment method

Credo Installment shows up as a real gateway option in classic and Blocks checkout, with full HPOS support.

Express Buy Now

Add a Credo Installment button directly on product pages, so a shopper can start the application without going through the cart.

Automatic status sync

Credo doesn't send an instant response, so Quickpay polls its status API on a schedule (at least 30 minutes apart, per Credo's own requirement) and keeps your order status correct without you checking manually.

No fixed amount ceiling

Unlike some bank installment products, Credo Installment doesn't enforce a hard-coded order range in the plugin — any limit comes from your own agreement with Credo Bank.

Full styling control

Button colors, radius, labels and custom CSS, all from the settings page.

Georgian & English

Checkout and admin strings ship in both languages out of the box.

Test mode

Try the full application flow with test credentials before switching your store to live.

Setup

Start offering Credo Installment in 5 minutes

Activate the Credo Installment module in one click — no developer involvement or complex configuration.

1

Arrange installments with Credo

Ask Credo Bank to enable online installments (განვადება) on your merchant account and get your merchant ID and secret key.

2

Add the Credo Installment module

Activate the module in your Quickpay dashboard and paste in your Credo merchant ID and secret key.

3

Install the plugin

Install the Quickpay plugin from WordPress.org and connect it to your Quickpay account with an API key.

4

Go live

Enable Credo Installment at checkout and on product pages, then start taking applications.

Get the plugin
Requirements

What you need

Credo Installment has a couple of constraints that plain card payments do not — all of them enforced for you.

PHP 7.4 or newer
WordPress 6.3 or newer
WooCommerce 8.0 or newer
Tested up to WordPress 7.0 and WooCommerce 9.9
An active merchant account with Credo Bank
Store currency set to GEL
A free Quickpay account
Pricing

Credo Installment module pricing

One license per domain, with a free tier for low volume and discounted longer billing periods.

Credo Installment module
FAQ

Questions, answered

When do I get paid with Credo installments?

Once Credo approves and signs the loan, it pays you the full purchase price up front and collects the monthly repayments from the customer itself. You are not waiting on instalments to trickle in.

How long does approval take?

Credo processes applications asynchronously — there is no instant response. Quickpay checks Credo's status automatically, waiting at least 30 minutes between checks (Credo's own requirement), so your order updates as soon as a decision exists without any manual work on your part.

Where does the customer fill in installment details?

On Credo's own hosted widget, not on your WooCommerce checkout. Quickpay redirects the customer there after they choose Credo Installment, and Credo calculates and displays the actual monthly terms.

Can I refund a Credo installment payment from WooCommerce?

Not from the order screen. Credo has no programmatic refund API for installment loans, so a refund has to be arranged directly with Credo Bank.

What currencies does Credo Installment support?

GEL only. Credo's installment product is a Georgian lari loan, so the method only appears when your store currency is GEL.

Is there a minimum or maximum order amount?

Credo Installment doesn't enforce a platform-wide amount range the way some bank installment products do — any range restriction comes from your own agreement with Credo Bank, not a fixed limit in the plugin.

Get started free

Start offering Credo Installment in WooCommerce

Create a free Quickpay account, activate the Credo Installment module, and install the plugin — most stores are live within minutes.