Overview
Georgian merchants have three main options for card acceptance:
| Feature | BOG | TBC | Credo |
|---|---|---|---|
| Card payments | ✓ | ✓ | ✗ |
| Installments | ✓ | ✓ | ✓ |
| Settlement speed | T+1 | T+1 | T+2 |
| Setup time | 3–5 days | 3–5 days | 5–7 days |
BOG (Bank of Georgia)
BOG card processing is the most widely used in Georgia. Their API supports:
- Visa/Mastercard direct card capture (BOG Card module)
- 3–24 month installment plans via BOG Installment
- OAuth2 authentication with short-lived tokens
TBC Bank
TBC offers similar coverage with strong brand recognition:
- Direct card payments
- TBC Installment (popular with higher-value purchases)
- Certificate-based API authentication
Credo Bank
Credo focuses exclusively on installment lending:
- No direct card capture
- Competitive installment rates
- Simpler REST API than BOG/TBC
Why Use Quickpay?
With Quickpay, you integrate once and get all three gateways automatically. Your customers see the options that work for them — your code doesn't change when you add a new gateway. Sign up free →